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Sign up for helpful tips, special offers and more! Enter email here By clicking Submit, you may send me content and offers from Experian and its affiliates, and acknowledge receipt of your Privacy Policy and Ad Targeting Policy. Our system is undergoing maintenance and will be available again soon. December 28, This Ad Targeting Policy supplements the Privacy Policy by describing how we use and share data for online targeted marketing purposes.

Demographic information gender, estimated age, and general geographic location, and your estimated purchase ability ; Summarized census information and other publicly available information estimated education level, homeownership status, and estimated occupation type ; and Your inferred and expressed interests, including transactional information and product interests we derive from your visits to certain websites we operate.

This information that we share includes information that we have collected, together with data from Experian Marketing Services, one of the members of the Experian family of companies. The recipients of this information use it to develop and deliver targeted advertising on our family of websites and on the websites of third parties. The information is used only for marketing purposes. It is not used to make targeted offers that are priced differently based on estimated purchase ability.

The targeted advertising resulting from this information sharing is related to common product and service categories, such as travel and leisure, automotive, retail, financial services, electronics, pharmaceutical and consumer products, publication subscriptions and similar categories that you see advertised routinely. These advertisements are not based on data relating to adult content, individual or aggregate health information or records, precise geographic location, information derived from your individual credit report with the exception of Credit Based Offers that you authorize us to present to you as specified in the applicable Terms and Conditions agreed to on certain CIC websites , or information relating to your financial accounts.

We use cookies to facilitate the sharing of this information while you are online. Information in these cookies is updated from time to time to ensure that it is up to date and relevant. In order to appropriately safeguard the information in them, as described above, these cookies are encrypted.

If you prefer that we do not share this information, and would not like to receive targeted advertising as described above, please see our Opt Out page. Note that if you opt out, you will still receive advertising.

Also, if you opt out and later delete your cookies, use a different browser, or buy a new computer, you will need to renew your opt out choice. This Privacy Policy the "Policy" describes our practices in connection with information that we collect over the phone and through our websites, application program interfaces "APIs" and mobile applications collectively, the "Site".

Please take a moment to review this Policy and feel free to Contact Us. By using the Site, you agree to the terms of this Policy. If you do not agree to the terms of this Policy, please do not use the Site. We reserve the right to change this Policy without prior notice. You agree to obtain annual notices of, and changes to, this Policy electronically by visiting this Site. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the top of this page.

Any changes to our Policy will become effective upon our posting of the revised Policy on the Site. Use of the Site following such changes constitutes your acceptance of the revised Policy then in effect. Therefore, we encourage you to review this Site from time to time for changes to our Policy. We collect personal information and non-personal information through the Site. Personal information is information that identifies you as an individual.

Non-personal information is aggregated information, demographic information, IP addresses and any other information that does not reveal your specific identity. We may collect the following types of personal information: Information provided by you when ordering credit-related products through the Site. For example, you will be required to submit personal information such as your name, address, social security number, date of birth, telephone number and e-mail address.

Information provided about your children when enrolling your children in child identity monitoring products. Credit and debit card account information collected from you or your credit reports when enrolling in our card registry product.

For example, we will collect credit and debit card account information from you on our sites, over the phone, and from your credit reports from the three national credit reporting companies in order to cancel the cards per your request in the event that they are lost or stolen. When you make a purchase through the Site, we may collect your credit card number or other payment account number, billing address and other information related to such purchase collectively, "Payment Information" from you.

Information you provide us through customer service correspondence and general feedback. Video content you choose to submit to us, such as commentary about our products and services, testimonials, or other similar content you share through video. When you visit the Site, we may collect non-personal information, such as a catalog of the Site pages you visit. Non-personal information is generally collected through the Site from the following sources: This number is identified and logged automatically in our server log files whenever you visit the Site, along with the time s of your visit s and the page s that you visited.

Collecting IP addresses is standard practice on the Internet and is done automatically by many websites. We and our service providers may also collect certain environmental variables, such as computer or device type Windows or Macintosh , screen resolution, operating system version, Internet browser, wireless carrier, Wi-Fi status and Internet browser version.

Many of these environmental variables are collected by most browsers, and can be used to optimize your experience on the Site. We may collect information from crash logs that are generated in the event our mobile applications crash while they are in use. These help us determine the root cause of a crash so we can fix it in a future update.

Cookies and Similar Technologies. Cookies are an industry standard used by many websites, and can facilitate your ongoing access to and use of a particular website; cookies do not cause damage to your computer systems or files.

We use cookies or similar technologies to collect and store information for customizing user experiences and to track visitor usage on the Site. If you do not want information collected through the use of cookies, there are simple procedures in most browsers that allow you to delete existing cookies and local storage, automatically decline cookies, or to be given the choice of declining or accepting the transfer of a particular cookie, or cookies from a particular website, to your computer.

Additionally, please see the "Your Choices" section below for instructions on how to opt-out of sharing certain information related to the use of cookies. Pixel Tags allow us to count users who have visited certain pages of the Site, to deliver branded services, to provide online advertising, and to help determine the effectiveness of promotional or advertising campaigns.

When used in HTML-formatted e-mail messages, Pixel Tags can tell the sender whether and when the e-mail has been opened. Together with cookies and other technologies, Pixel Tags enable us to administer and improve our Site and its content, including tracking user movements around the Site, to gather usage information and statistics about how the Site is used, to permit users to log in or enroll in our services, to store user preferences, to target and customize content.

Mobile Software Development Kits. We and our service providers may use mobile software development kits "SDKs" to collect event properties within the mobile applications that are similar to environmental variables that are collected by most browsers, which may include general location data derived from IP address , device manufacturer, and screen height and width.

The SDKs help us improve our mobile applications for our customers. Advertising IDs enable us and our service providers to serve advertisements to a mobile device by helping to distinguish devices for ad tracking and suppression purposes.

You may choose to enable a feature that limits the use of Advertising IDs, or you may reset the Advertising ID on your device. These features do not block all advertisements to your device, but they can prevent relevant advertisements ads based on your browsing history from appearing on your device.

This information is mainly used to aid in identity authentication and verification, and it is not used for advertising. Information That You Voluntarily Provide. We also collect non-personal information e. When such information is not combined with any personal information, such information is considered to be non-personal information, as it does not personally identify you or any other user.

Additionally, we may aggregate personal information in a manner such that the end-product does not personally identify you or any other user of the Site, for example, by using personal information to calculate the percentage of our users who have a particular telephone area code. Such aggregate information is considered non-personal information for purposes of this Policy.

Please note that if we combine any non-personal information with personal information, the combined information will be treated by us as personal information as long as it is so combined. We may use personal information we collect in the following ways: We may use personal information collected about you to provide you with products, services or information that you request. From time to time we may use personal information to send you important information regarding the Site, or changes to our terms, conditions, and policies.

Because this information may be important to your use of the Site, you may not opt-out of receiving such communications.

From time to time, we may use personal information to inform you of products, programs, services and promotions that we believe may be of interest to you. If you would prefer that we do not send such email marketing messages to you, please see the "Your Choices" section below. We may use personal information, including Payment Information, in order to fulfill your purchase. We may operate sweepstakes, contests and similar promotions collectively, "Promotions" through the Site.

We typically ask you for certain personal information when you enter and, if applicable, win a Promotion. You should carefully review the rules, if any, of each Promotion in which you participate through the Site, as they may contain additional important information about our use of personal information.

To the extent that the terms and conditions of such rules concerning the treatment of personal information conflict with this Policy, the terms and conditions of such rules will control. We may also use personal information for our internal business purposes, such as data analysis and audits. In addition, we may also use personal information to enhance our information and to aid us in providing our customers with targeted promotions.

Because non-personal information does not personally identify you, we may use such information for any purpose. In addition, we reserve the right to disclose such non-personal information to other third parties, for any purpose. In some instances, we may combine non-personal information with personal information. If we combine any non-personal information with personal information so that it personally identifies you, the combined information will be treated by us as personal information as long as it is combined.

We may disclose information about you to affiliated and non-affiliated third parties. We may disclose the information that we collect to our affiliated companies to provide the products you request, to enhance our products to better suit your needs, and from time to time for marketing purposes. We may partner with other companies to offer you products or services or to fulfill the products or services that you order.

We work with third parties who provide services including but not limited to data analysis, order fulfillment, list enhancement and other administrative services. We may disclose personal information to such third parties for the purpose of enabling these third parties to provide services to us.

Such services may include: We reserve the right to transfer any and all information that we collect from Site users to an affiliate or a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock including without limitation in connection with any bankruptcy or similar proceedings.

Law enforcement; emergencies; compliance; other purposes permitted by law. Notwithstanding any other provision of this Policy to the contrary, we reserve the right to disclose personal information to others as we believe appropriate a to comply with legal process; b to respond to governmental requests; c to enforce our Terms and Conditions; d to protect the rights, privacy, safety or property of ConsumerInfo.

Aggregate, Non-Personal, or De-identified Information. We may share aggregated information i. If you would prefer that we do not utilize cookies with your website experience, or would prefer to restrict the use of cookies with network advertising partners, please see the "Your Choices" section below. If you do not wish to receive offers of products from us, our partners or affiliates, here are the methods in which you can opt out: Alternatively, you may opt-out of commercial email directly on the order form while placing a new order.


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